What is a credit card suitable for women? Does women’s buying behavior differ from men? To find out the answer, let’s look at the following article:
Purchasing Behavior of Millennial Women
Based on data from the survey results of the Indonesian Credit Card Association (AKKI), there was an increase in credit card requirements in Indonesia in 2016 of 1.18%.
Thus, it can be concluded that credit cards are increasingly popular and are in demand by the public.
This high public interest certainly encourages banks to continue to develop their credit card products with a variety of varied features.
An example is the increasingly varied retail credit card promos to the benefit of collecting points for travelers .
With a variety of credit card features, people also benefit from the many alternative features. In other words, you can choose a credit card that matches your buying behavior.
Well, for you millennial women, of course you already know that women’s buying behavior is different from men.
Women tend to shop for household needs, fashion products, beauty products, to treatments such as salon and skin care costs.
Then what is a credit card suitable for such buying behavior? Through the following article, the Winterfold family will describe in detail 5 types of credit cards that are suitable for millennial women, ranging from types, examples, and benefits:
Types and Features of Credit Cards for Millennial Women
Before choosing a credit card feature, you must determine your needs first. Because of changing needs also change the type of credit card that suits you.
For example, if you are not married, of course a credit card that provides benefits in the form of shopping points in the supermarket is not an attractive offer.
Another case if you are married, monthly shopping is a routine activity carried out.
In other words, the supermarket shopping points were interesting because of changing needs.
Well, what types and features are commonly used by millennial women? Let’s look at the following:
Which women don’t like shopping? Almost all women like to shop, even though there are those who like shopping at supermarkets and some who like to shop for fashion products.
But at the core, all women will be able to utilize the features of credit cards that often give discounts and attractive offers at the merchant – a merchant favorite.
Well, if this one is a guy, he also likes it. One feature that often attracts credit cards is its cashback promo.
Cashback itself means cash that is returned when you make a transaction. This cashback amount varies and is usually predetermined.
Do you often shop to meet household needs or personal needs? If so, then of course you have often heard the term reward points.
Yes, this one feature offers points that can be collected and can later be exchanged.
For example, exchanged into cashback or shopping coupons. Of course it will be very useful if the frequency of transactions using credit cards is quite high.
40% Installment Program
Again, a credit card feature that is suitable for women who love shopping, namely the 0% installment program.
With the cooperation of merchants with credit card providers, you as a customer will benefit.
For example, when using an installment program, you can repay without interest at all, aka 0% interest.
Do you often travel abroad? Or does your job require frequent service outside the city?
So you can take advantage of the airport lounge feature that is often offered by travel-based credit cards.
Enjoying the Benefits of Credit Cards in the Style of a Millennial Woman
Well, for you millennial women, now you can also choose a credit card according to your needs and preferences. So you can maximize the benefits offered by credit cards.
However, it is still wise to use a credit card, because you certainly don’t want to be wrapped up in a pile of debt right? If you are still unsure of your financial arrangements, contact Winterfold family now.
With CFP certified financial planners, Winterfold families always prioritize the facts with the best strategies in providing financial solutions for you. So you can calmly use a credit card without having to fear debt debt.
Do you have questions about credit cards that are suitable for other millennial women? Leave your comment below .
If you have questions, please submit your question in the column below. Our Financial Planner is ready to help you, thank you.